Financial Costs of Applying for a U.S. Medical Residency

Foreign medical graduates (and U.S. allopathic seniors alike) should be aware of the various fees associated with applying for medical school. Many of these fees are less than $100, but they can add up over time. In this article, we outline some of the expenses associated with applying for U.S. medical residencies.

ECFMG Certification

In order to be considered for the NRMP match program, foreign medical graduates must receive ECFMG certification. One of the largest expenses associated with this program is the examination fees. The ECFMG breaks down the fees as follows:

  • $75: Application for Certification
  • $895: Step 1 Examination
  • $895: Step 2 CK
  • $1550: Step 2 CS

These costs are the basic ones associated with ECFMG certification. However, there are additional costs that foreign medical graduates may incur. There are fees associated with taking the Step 1 and Step 2 CK in a country other than the U.S. The Step 2 CS must occur in the U.S., so foreign medical graduates should be aware of the travel costs associated with taking the test.

Clinical Clerkships

Many U.S. medical residencies require applicants to complete U.S. clinical clerkships. These clerkships can range from 3 months to 6 months and can rotate the foreign medical graduate among various specialties. A 1995 study estimated that these kinds of clerkships cost between $1000 and $2100 USD. Costs are likely to have increased since the study was completed. Foreign medical graduates should also be aware of the costs of relocating temporarily for the clinical clerkship. Some U.S. cities, like New York City, have an expensive standard of living.

National Resident Matching Program (NRMP)

The NRMP is a program that matches U.S. medical residencies to medical graduates. Both the graduates and the residencies rank their preferences. Then an algorithm matches the graduates to the residencies. Participation in this program costs $75, according to the NRMP. There is an additional $50 late fee if the fee is paid after November 30.

Electronic Residency Application Service (ERAS)

ERAS is a U.S. service that transmits residency applications to program directors. Many medical residencies require that applications are submitted through ERAS. To apply for up to 10 medical residencies, ERAS costs $99. Additional applications are charged per application according to the following rates:

  • 11 – 20: $12 each
  • 21 – 30: $16 each
  • 31 or more: $26 each

The costs of applying for a U.S. medical residency can quickly add up. Although the examinations and relocation/travel expenses are probably the largest costs to incur, other registration fees add up to hundreds of dollars. Knowing the costs ahead of time can help foreign medical graduates prepare for a successful U.S. medical residency application.

Three Benefits of U.S. Clinical Externships for Foreign Medical Graduates

Clinical externships allow foreign medical students to test their skills at U.S. medical institutions. In a clinical externship, a foreign medical graduate (FMG) is placed with an attending at a U.S. institution. Depending on the length of the externship, FMGs may have the chance to learn from multiple attendings in different specialties. Not only is this an excellent learning opportunity, FMGs that complete clinical externships are more likely to match with a U.S. medical residency. They have more of the tools necessary to successfully interview and match.

Meet Requirements for U.S. Medical Residencies

Many U.S. residency programs require time spent working in the U.S. This is an easy requirement for U.S. allopathic seniors, who can complete clinical studies at their medical schools or neighboring institutions. Foreign medical graduates, however, must relocate to the U.S. for an extended period of time to meet these requirements. Unfortunately, every U.S. medical residency has a different requirement for the amount of U.S. clinical experience. While a 3 month externship may be enough for one program, it’s not enough for another. FMGs should review the requirements of their preferred medical residency program to determine the length of externship that is required.

Receive Letters of Recommendation

Letters of recommendation from U.S. doctors are a great tool for foreign medical graduates during the interviewing process. The interviewing program is likely to trust known U.S. doctors more than unknown foreign doctors recommending a graduate for a program. For some schools, it is a requirement that faculty member write a letter of recommendation for a foreign medical graduate. It would not be possible for a FMG to match with this type of school unless they completed a externship with a faculty member or knew a faculty member through other means.

Learn U.S. Terminology and Common Ailments

Externships also prepare FMGs for the U.S. testing required to match with a medical residency. There is a clinical section to the exam. A foreign medical graduate who has already spent time working in a U.S. institution will not be surprised by any differences in protocol. They already learned the basics at an externship. The skills gained at the externship can immediate translate to the exam. FMGs who complete externships will also become more familiar with common U.S. ailments, which are more likely to appear on the clinical exam.

Clinical externships are not only beneficial for FMGs, but, in many cases, they are a requirement for matching with a U.S. medical residency. Selecting the right externship can make the difference between matching with a U.S. medical residency or not being able to do so.